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Type 2 diabetes for anyone with risk factors or a family history; if you don’t have health insurance or can’t afford healthcare costs, you may want to do the following: . hrsa.gov/get. 2. a neck surgeon ordered an mri after an initial visit and uhc will delayed until the surgeon can get on the phone with the insurance and explain why its medically necessary. imagine a surgeon, after 12 years of school having to explain to a health insurance agent why the imaging is necessary.. Will i qualify for the subsidy? prior to 2021, the rule was that households earning between 100% and 400% of the federal poverty level could qualify for the premium tax credit health insurance subsidy (the lower threshold is above 138% of the poverty level if you’re in a state that has expanded medicaid, as medicaid coverage is available below that level; the majority of the states have.